19. Categories of Financial Instruments

The carrying amounts of financial assets and financial liabilities in each of the NZ IAS 39 categories are as follows:

Carrying
amount
2008 Actual
$000
Fair value
2008 Actual
$000
  Note Carrying
amount
2009 Actual
$000
Fair value
2009 Actual
$000
  Loans and receivables  
299 299 Cash and cash equivalents   1,830 1,830
9,770 9,770 Trade and other receivables 7 7,227 7,227
10,069 10,069 Total loans and receivables   9,057 9,057
  Financial liabilities measured at amortised cost  
15,339 15,339 Trade and other payables 11 8,448 8,448

Estimation of fair values analysis

The following summarises the major methods and assumptions used in estimating the fair values of financial instruments reflected in the table.

Trade & other receivables/payables

For receivables/payables with a remaining life of less than one year, the notional amount is deemed to reflect the fair value. All other receivables/payables are discounted to determine the fair value.